Privacy Policy

Introduction

Welcome to https://ppi-on-car-finance.dreamdwellings.net (hereafter referred to as “Ppi On Car Finance,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, and management of personal information in adherence to various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
The General Data Protection Regulation (GDPR) of the European Union (EU)
Brazil’s Lei Geral de Proteção de Dados (LGPD)
California Consumer Privacy Act (CCPA/CPRA), USA
Colorado Privacy Act (CPA), USA
Utah Consumer Privacy Act (UCPA), USA
Connecticut Data Privacy Act (CTDPA), USA
Virginia Consumer Data Protection Act (VCDPA), USA
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including our official website, mobile applications, online services, and products offered under the Ppi On Car Finance brand. It is important to emphasize that this privacy policy does not extend to third-party platforms, applications, or services accessed through links on our site, as each of these entities has its own privacy policies governing their data collection practices.

Processing Activities

This policy outlines our practices when users:

Utilize our applications and online services as authorized users.
Visit any websites linked to this Privacy Policy.
Engage with us through communications, including emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect a variety of personal information, which can be categorized into the following types:

Account Information: Details related to your user account, such as usernames, passwords, and profile settings.
Payment Information: Credit card details, billing addresses, and payment history required for transactions.
Financial Information: Data about your financial status, creditworthiness, and loan applications.
Purchase Information: Records of products or services purchased from us, including quantities and transaction dates.
Mobile Device Identifiers: Unique identifiers from your mobile devices when you access our apps.
Location Data: Geographic data from your device when you interact with our location-based services.
Feedback: Comments, reviews, and ratings provided by users regarding our products or services.
Social Media Information: User data from social media platforms when you choose to connect with us through these channels.
Product Information: Details about the products you have shown interest in or purchased on our site.

We gather this information through direct user input, interactions with our systems, and automated technologies, such as web beacons and cookies. Additionally, we may receive personal data from third parties who assist us in providing services, always subject to their respective privacy agreements.

Cookies

Cookies are small text files stored on your browser or device when you visit our websites or use our applications. We employ cookies for several purposes:

Strictly Necessary: These cookies enable basic functions and features on our platforms.
Preference: They remember your preferences, such as language settings or display choices.
Analytics: Analytics cookies help us understand user behavior, improve performance, and deliver personalized content.

Users have control over non-essential cookies through our Cookie Manager, allowing them to manage their cookie preferences.

Retention and Deletion

We retain personal data for as long as it is necessary for the purposes collected or as required by law. Once these purposes are fulfilled, we securely delete or anonymize your information to protect your privacy.

Security Measures

Ppi On Car Finance has implemented robust security measures to safeguard your personal data:

Employing encryption for secure communication and data storage.
Utilizing trusted third-party processing services that adhere to strict security standards.
Regularly reviewing and updating our security protocols to adapt to emerging threats.

Children’s Privacy

We do not knowingly collect personal information from children under the age of 18. If you are a parent or guardian and believe we have collected data from your child, please contact us at the address provided below, and we will take immediate steps to delete that information.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

Access to your information and details about its use.
Request for rectification if your data is inaccurate or incomplete.
Erasure (also known as the ‘right to be forgotten’) under specific circumstances.
Restriction on processing your data in certain situations.
Portability of your data, allowing you to receive it in a structured format.
Objection to the use of your personal data for specific purposes.
Non-discrimination in our services based on your exercise of data protection rights.

To invoke any of these rights or have questions about your data, please reach out to our privacy team at [email protected] or write to us at:

[Ppi On Car Finance Privacy Team Address]

Changes to Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be posted on our website with an updated revision date. We encourage you to review this policy periodically to stay informed about how we protect your personal data.

Contact Information

For inquiries, requests to unsubscribe from communications, or any questions related to data privacy, please contact us:

Email: [email protected]
Mail: [Ppi On Car Finance Privacy Team Mailing Address]